Comments on: What you Should Know About Mold and Water Damage

By: ILoveKeyLimePie

ILoveKeyLimePie — Fri, 25 Sep 2009 13:05:59 +0000

You should submit the claim to YOUR insurance company under the contents portion of your policy.
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By: A D

A D — Fri, 25 Sep 2009 13:03:59 +0000

Have you tried to put in a claim with your insurance carrier? That could get you some immediate relief for your lost items.

What do your condo docs say about HOA liability for storage areas?

Do you have a property management company (not the HOA) that is liable for maintenance items in the structures? Is there any record of a report on the underlying condition to the management company? If so, the management company might be liable.

Are there any other residents who were similarly affected? If so, maybe you can all get together and pursue the matter as a group.

Just remember, that you and other owners ARE the HOA, so in the event of a lawsuit against the HOA you would be taking some of the money out of your own wallet to put it into your pocket.
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By: Obamas Shoes

Obamas Shoes — Fri, 25 Sep 2009 12:59:59 +0000

You don't have a chance. Basements are damp and sometimes wet. I rent storage units and we tell the people who rent them that anything cloth or wood has to be up on pallets and cardboard boxes are not recommended. We also say we are not responsible for damage caused by mold. Use plastic tubs for storage with lids that seal.
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By: CLIVE H

CLIVE H — Fri, 25 Sep 2009 12:57:59 +0000

always read the small print – they usually have a get-out clause in there somewhere. never trust an insurance company either.
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